Today we’re talking to Rajan Annadurai, the CTO at Deserve. And we discuss the advantages of having a modern cloud based infrastructure for credit cards. Innovative credit card reward programs enabled by Deserve’s technology, and how cryptocurrencies are set to completely change the way the financial system works.

All of this, right here, right now, on the Modern CTO Podcast!

To learn more about Deserve, check them out at

About Rajan Annadurai:

A tech enthusiast and start-up guy, Rajan has a keen eye for spotting the next trend in tech and is always tinkering with new ways to make technology useful. Currently, as CTO of fintech credit card platform Deserve, he re-imagined and built the platform for a mobile-first, digital world. Rajan is also involved in various initiatives that enable mainstream adoption and consumer benefits of crypto. Prior to Deserve, he has led various engineering and product roles in startups such as VIU, a video streaming platform for Asian markets; Apigee, an API management company that is now part of Google; Vonage; TV Guide; and more.

About Deserve:

At Deserve, we are committed to providing deserving but underserved people access to fair credit.

When it comes to credit, most young people are caught in a catch-22: you don’t qualify for credit because you lack credit history, and to build a credit history you first need to get credit.

Deserve is different. Where traditional lenders see risk, Deserve sees potential.

Ultimately, we believe credit and lending should be a win-win-win. Helping our customers be successful with credit and become financially independent is good for them, our business, and society.

Joel Beasley

Joel began writing code at age 13 selling his first technology by age 18 for one million dollars. In his first three transactions, he developed key relationships and began working with Investors and Chief Technology Officers collaborating and building products in Real Estate, Law, Finance, and Fitness.

Today, Joel is a Chief Technologist volgging the process of building a company Joel is an author of the book Modern CTO a #1 New Release on Amazon and a #1 Technology Podcast with 70k active listeners. Joel has a clear vision and passion for modern technology, placing him as one of the most exciting Chief Technology Officers to watch out for.

Joel is the President of a charity that designs STEM related children’s books Back to the Moon and Princess Physicist. These books are then donated to orphanages, homeless pregnant woman and in-need children. Beasley Foundation was formed in February 2017 after Joel, Mitch and Valerie lost their Mother to Leukemia after being diagnosed 6 weeks earlier. Joel and his siblings wanted to do something unique with her life insurance money and the Beasley Foundation was formed.

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