Today we’re talking to Brendan Wovchko, CTO of Ramsey Solutions; and we discuss how to have hard conversations in the workplace, the philosophy of Brendan’s “emotional firing,” and the advantage of having a nonexistent credit score.

All of this right here, right now, on the Modern CTO Podcast! 

Learn more about Brendan and Ramsey Solutions at

The most difficult part of preparing for an uncomfortable conversation is choosing the right words to describe the problem. Look over this PDF. It should help you identify the problems at hand and give
you the right words to express them – Planning an uncomfortable conversation.

About Brendan Wovchko:

I lead a fast-growing team of ~250 engineers, product managers, project managers and agile coaches who make an amazing impact on millions of Americans who are working hard to get out of debt and achieve financial freedom. My primary responsibilities include leading our product engineering leadership team of 30+, helping drive our plan for becoming a more digital organization and guiding our strategies for managing and improving how we work.

About Ramsey Solutions:

Ramsey Solutions provides biblically based, commonsense education and empowerment that give HOPE to everyone in every walk of life. New York Times best-selling author Dave Ramsey created the company in 1992 as a means to provide financial counseling and education. Ramsey Solutions has since grown to more than 1000 team members.

Ramsey Solutions measures its success by the number of lives changed through our message. “The Ramsey Show” is heard by more than 20 million listeners each week on over 600 radio stations and digital platforms. More than 5 million people have been through Financial Peace University, and over 1 million people have attended Live Events across the country.  Foundations in Personal Finance, a high school and college curriculum, is offered in more than 10,000 schools and educational institutions.

Ramsey Solutions also offers speakers and personalities that cover a variety of topics. Rachel Cruze, Christy Wright, Ken Coleman, Dr. John Delony, George Kamel, & Courtney Dyksterhouse have spoken to thousands of people across the country and worked with many media outlets.

Joel Beasley

Joel began writing code at age 13 selling his first technology by age 18 for one million dollars. In his first three transactions, he developed key relationships and began working with Investors and Chief Technology Officers collaborating and building products in Real Estate, Law, Finance, and Fitness.

Today, Joel is a Chief Technologist volgging the process of building a company Joel is an author of the book Modern CTO a #1 New Release on Amazon and a #1 Technology Podcast with 70k active listeners. Joel has a clear vision and passion for modern technology, placing him as one of the most exciting Chief Technology Officers to watch out for.

Joel is the President of a charity that designs STEM related children’s books Back to the Moon and Princess Physicist. These books are then donated to orphanages, homeless pregnant woman and in-need children. Beasley Foundation was formed in February 2017 after Joel, Mitch and Valerie lost their Mother to Leukemia after being diagnosed 6 weeks earlier. Joel and his siblings wanted to do something unique with her life insurance money and the Beasley Foundation was formed.

Read more about Joel

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